Skip to content
ssalocator.com

Elkhart Social Security Office

231 Waterfall Drive, Elkhart, IN 46516

Verified against the SSA directory on June 2, 2026

The Elkhart Social Security office is one of 26 field offices in Indiana, serving Elkhart County and the surrounding area. It is the closest office for residents of Elkhart and 47 nearby communities, roughly 197,000 people. The nearest other Social Security office is in South Bend, about 15 miles away.

nearby towns served
47
people in service area
197K
to next-nearest office
15 mi
offices in Indiana
26
county
Elkhart County

Address

231 Waterfall Drive
Elkhart, IN 46516

Get directions

Phone

National:
1-800-772-1213
TTY:
1-574-296-7524
Fax: (833) 950-2146

Elkhart office hours

Hours below

Open 9am-4pm, Monday to Friday. Closed weekends and federal holidays.

Monday 9am to 4pm
Tuesday 9am to 4pm
Wednesday 9am to 4pm
Thursday 9am to 4pm
Friday 9am to 4pm
Saturday Closed
Sunday Closed

Before you visit

  • Most services now require an appointment. Call ahead at (866) 426-0532 or 1-800-772-1213 to book one.
  • Bring a photo ID and your Social Security number.
  • Bring original documents for your request, for a new or replacement card, proof of identity and citizenship or immigration status.
  • Many tasks don't need a visit: replace a card, get a benefit letter, or update direct deposit online at ssa.gov.

Directions to the Elkhart office

  • The Field office is at the corner of Waterfall drive and Prairie Street.
  • From Main Street in Downtown Elkhart, go east on Franklin Street and take A right onto Waterfall drive.
  • We are the third building on the right Hand side of the Street in A one Story light Brick building.
  • We are right next door to the Main Fire Station and two doors down from the Police Station.
  • The building has A Red Roof.

Elkhart office location

Services at the Elkhart Social Security office

Staff at the Elkhart office handle the full range of Social Security business, including:

  • Apply for a new or replacement Social Security card
  • Apply for retirement, disability (SSDI), or SSI benefits
  • Change your name on your Social Security record
  • Update direct deposit and mailing address
  • Request proof of benefits or a benefit verification letter
  • Get help enrolling in Medicare
  • Check the status of an application or appeal

Want to prepare first? See our guides on getting an award letter, checking your earnings record, and when to claim retirement.

Towns served by the Elkhart office

Many nearby towns have no Social Security office of their own, so the Elkhart office is their closest option. It's the nearest field office for 47 surrounding communities, the largest is Goshen (34,756 residents):

Town Distance Population
Goshen, IN 9.8 mi 34,756
Granger, IN 8.8 mi 30,499
Dunlap, IN 4 mi 7,273
Ontwa, IN 8.7 mi 6,872
Simonton Lake, IN 4.8 mi 5,081
Porter, IN 11.9 mi 3,923
Mason, IN 7.2 mi 2,843
Osceola, IN 5.8 mi 2,592
Wakarusa, IN 10.6 mi 2,039
Calvin, IN 12.1 mi 1,996
Bristol, IN 8.1 mi 1,781
Edwardsburg, IN 9.7 mi 1,304

…and 35 more nearby communities closest to this office.

Browse all Indiana offices →

Other Social Security offices near Elkhart

More Social Security help

Frequently asked questions about the Elkhart office

What are the hours of the Elkhart Social Security office?
The Elkhart office is generally open 9am to 4pm, Monday through Friday, and closed on weekends and federal holidays. The live status and full weekly hours are at the top of this page, call ahead, as hours can change.
Do I need an appointment at the Elkhart office?
Since 2025, the Social Security Administration asks most visitors to schedule an appointment before visiting a field office. Call (866) 426-0532 or 1-800-772-1213 to book one and reduce your wait.
What is the phone number for the Elkhart Social Security office?
You can reach the office at (866) 426-0532 (TTY 1-574-296-7524), or use the SSA national line at 1-800-772-1213 (TTY 1-800-325-0778), Monday to Friday.
Which towns does the Elkhart Social Security office serve?
Besides Elkhart, this is the closest office for about 47 surrounding communities, including Dunlap, Simonton Lake, Osceola, Mason, Bristol. There's a full list of nearby towns and distances on this page.
Is there another Social Security office near Elkhart?
The next-closest field office is in South Bend, about 15 miles away. Other nearby offices are listed on this page with their distances.
Can I replace my Social Security card without visiting the Elkhart office?
In most states you can request a replacement card online with a free my Social Security account at ssa.gov, no office visit needed. You can also check applications, request benefit letters, and update direct deposit there.