Average Social Security Check at Age 63
Updated December 2025 · Source: Social Security Administration
SSA publishes these figures twice a year, in June and December. The June 2026 snapshot will appear here automatically once SSA releases it.
- average monthly check
- $1,435.81
- beneficiaries age 63
- 918,993
- average for men
- $1,580.81
- average for women
- $1,300.20
Social Security retirement beneficiaries who are 63 years old receive an average of $1,435.81 per month, as of December 2025, paid to 918,993 people at this age. Claiming before full retirement age (67 for anyone born in 1960 or later) means a permanently reduced monthly benefit.
SSA has not published 2026 figures yet. Based on how the average at this age has changed over the last 5 years, our estimate for 2026 is around $1,498.05 a month. It is a projection, not an official number, and it is flagged in the table below.
Average check at age 63 by year
| Year | Average check | Change |
|---|---|---|
| 2026estimated | ~$1,498.05 | +$62.24 |
| 2025 | $1,435.81 | +$71.33 |
| 2024 | $1,364.48 | +$25.83 |
| 2023 | $1,338.65 | −$26.82 |
| 2022 | $1,365.47 | +$117.66 |
| 2021 | $1,247.81 | +$82.19 |
| 2020 | $1,165.62 | +$7.19 |
| 2019 | $1,158.43 | −$12.70 |
| 2018 | $1,171.13 | +$45.54 |
| 2017 | $1,125.59 | +$51.86 |
| 2016 | $1,073.73 | −$9.76 |
| 2015 | $1,083.49 | +$1.06 |
| 2014 | $1,082.43 | +$25.76 |
| 2013 | $1,056.67 | - |
Annual increases largely track Social Security's cost-of-living adjustment (COLA). The 2026 row marked “estimated” is our projection, not SSA data: it applies this age group's average change over the last 5 years to the December 2025 figure. SSA's actual 2026 numbers will replace it once published.
Men vs. women at age 63
At age 63, men receive about $1,580.81 per month and women about $1,300.20, a difference of $280.61 (18%), mostly reflecting differences in lifetime earnings and claiming age.
Frequently asked questions
- What is the average Social Security check at age 63?
- As of December 2025, the average monthly Social Security retirement benefit for beneficiaries age 63 is $1,435.81, based on 918,993 beneficiaries (SSA data).
- Do men or women get more at age 63?
- At age 63, men receive about $1,580.81 per month on average and women about $1,300.20, a gap of $280.61 (18%), largely reflecting lifetime earnings differences.
- Is age 63 a good time to claim Social Security?
- Claiming before full retirement age (67 for anyone born in 1960 or later) means a permanently reduced monthly benefit.