Average Social Security Check at Age 62
Updated December 2025 · Source: Social Security Administration
SSA publishes these figures twice a year, in June and December. The June 2026 snapshot will appear here automatically once SSA releases it.
- average monthly check
- $1,424.40
- beneficiaries age 62
- 606,051
- average for men
- $1,572.83
- average for women
- $1,285.50
Social Security retirement beneficiaries who are 62 years old receive an average of $1,424.40 per month, as of December 2025, paid to 606,051 people at this age. Age 62 is the earliest you can start Social Security retirement benefits, claiming this early permanently reduces your monthly check.
SSA has not published 2026 figures yet. Based on how the average at this age has changed over the last 5 years, our estimate for 2026 is around $1,487.38 a month. It is a projection, not an official number, and it is flagged in the table below.
Average check at age 62 by year
| Year | Average check | Change |
|---|---|---|
| 2026estimated | ~$1,487.38 | +$62.98 |
| 2025 | $1,424.40 | +$82.79 |
| 2024 | $1,341.61 | +$43.35 |
| 2023 | $1,298.26 | +$23.39 |
| 2022 | $1,274.87 | +$48.58 |
| 2021 | $1,226.29 | +$78.10 |
| 2020 | $1,148.19 | +$29.25 |
| 2019 | $1,118.94 | +$5.92 |
| 2018 | $1,113.02 | +$0.72 |
| 2017 | $1,112.30 | +$35.60 |
| 2016 | $1,076.70 | +$30.94 |
| 2015 | $1,045.76 | −$15.65 |
| 2014 | $1,061.41 | +$12.55 |
| 2013 | $1,048.86 | - |
Annual increases largely track Social Security's cost-of-living adjustment (COLA). The 2026 row marked “estimated” is our projection, not SSA data: it applies this age group's average change over the last 5 years to the December 2025 figure. SSA's actual 2026 numbers will replace it once published.
Men vs. women at age 62
At age 62, men receive about $1,572.83 per month and women about $1,285.50, a difference of $287.33 (18%), mostly reflecting differences in lifetime earnings and claiming age.
Frequently asked questions
- What is the average Social Security check at age 62?
- As of December 2025, the average monthly Social Security retirement benefit for beneficiaries age 62 is $1,424.40, based on 606,051 beneficiaries (SSA data).
- Do men or women get more at age 62?
- At age 62, men receive about $1,572.83 per month on average and women about $1,285.50, a gap of $287.33 (18%), largely reflecting lifetime earnings differences.
- Is age 62 a good time to claim Social Security?
- Age 62 is the earliest you can start Social Security retirement benefits, claiming this early permanently reduces your monthly check.