Average Social Security Check at Age 75
Updated December 2025 · Source: Social Security Administration
SSA publishes these figures twice a year, in June and December. The June 2026 snapshot will appear here automatically once SSA releases it.
- average monthly check
- $2,144.88
- beneficiaries age 75
- 2,490,981
- average for men
- $2,358.96
- average for women
- $1,937.42
Social Security retirement beneficiaries who are 75 years old receive an average of $2,144.88 per month, as of December 2025, paid to 2,490,981 people at this age. By this age most people claimed years earlier; amounts reflect past claiming decisions plus annual cost-of-living adjustments.
SSA has not published 2026 figures yet. Based on how the average at this age has changed over the last 5 years, our estimate for 2026 is around $2,273.49 a month. It is a projection, not an official number, and it is flagged in the table below.
Average check at age 75 by year
| Year | Average check | Change |
|---|---|---|
| 2026estimated | ~$2,273.49 | +$128.61 |
| 2025 | $2,144.88 | +$80.35 |
| 2024 | $2,064.53 | +$52.39 |
| 2023 | $2,012.14 | +$104.00 |
| 2022 | $1,908.14 | +$152.46 |
| 2021 | $1,755.68 | +$150.14 |
| 2020 | $1,605.54 | +$39.11 |
| 2019 | $1,566.43 | +$37.61 |
| 2018 | $1,528.82 | +$49.48 |
| 2017 | $1,479.34 | +$36.66 |
| 2016 | $1,442.68 | +$29.17 |
| 2015 | $1,413.51 | +$38.38 |
| 2014 | $1,375.13 | +$46.43 |
| 2013 | $1,328.70 | - |
Annual increases largely track Social Security's cost-of-living adjustment (COLA). The 2026 row marked “estimated” is our projection, not SSA data: it applies this age group's average change over the last 5 years to the December 2025 figure. SSA's actual 2026 numbers will replace it once published.
Men vs. women at age 75
At age 75, men receive about $2,358.96 per month and women about $1,937.42, a difference of $421.54 (18%), mostly reflecting differences in lifetime earnings and claiming age.
Frequently asked questions
- What is the average Social Security check at age 75?
- As of December 2025, the average monthly Social Security retirement benefit for beneficiaries age 75 is $2,144.88, based on 2,490,981 beneficiaries (SSA data).
- Do men or women get more at age 75?
- At age 75, men receive about $2,358.96 per month on average and women about $1,937.42, a gap of $421.54 (18%), largely reflecting lifetime earnings differences.
- Is age 75 a good time to claim Social Security?
- By this age most people claimed years earlier; amounts reflect past claiming decisions plus annual cost-of-living adjustments.